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Why Insurance Companies May Audit Your Business
When you get a commercial insurance policy, in many cases premium assigned isn't final. It's actually an estimate. Zeiler Insurance assigns a premium based on an informed guess, based on your prior...
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Cyber Liability Insurance: Is Your Business Covered?
As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy will only continue to grow. The continued rise in the amount of...
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Surviving a Business Interruption Loss: What You Need To Know
Surviving a Business Interruption Loss: What You Need To KnowSuperstorm Sandy caused $19 billion in insured property losses when it hit the northeast in 2012. Most of that was direct damage to...
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The Impact of the Affordable Care Act on Workers’ Compensation
The Impact of the Affordable Care Act on Workers’ CompensationThe Affordable Care Act does not directly address workers’ compensation issues, but some aspects of the health care reform law will most...
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Illinois Drug and Alcohol Testing Laws
Illinois does not have a statute or regulation generally addressing drug testing of employees and applicants by private employers. However, Illinois law requires that employers working under a public...
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On-the-Job Injury Claims By Temporary Workers
If you use workers from staffing or leasing agencies to supplement your workforce, how adequately do your current insurance policies protect your company in the event that one of these individuals is...
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Five Strategies for Reducing Workers’ Compensation Costs
Five Strategies for Reducing Workers’ Compensation CostsWhen a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing...
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What is OSHA? And Why is it Important to Your Business?
Why is job safety and health important?In 2011, 4,609 employees died from occupational incidents, and there were a staggering 3.1 million total recordable cases of workplace injury and illness. On...
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Don't Have a Breakdown
Because your business depends on functioning equipment to operate and maintain revenue, a breakdown could be devastating. The threat of breakdown is increasingly prevalent because technologically...
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Car Wash Safety
Car Wash SafetyWashing cars is something a lot of people have been doing since they were kids. With a little soap, a hose and a brush, washing a car is easy to do in your driveway at home. But working...
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How to Keep Young Workers Safe in Landscaping
When operating power lawn mowers and other powered yard-care equipment, you must be aware of the safety practices you need to follow. It is important to be informed and use extreme caution because...
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What Homeowners Need to Know about Replacement Cost and Market Value
Many Illinois homeowners do not have sufficient coverage to provide for all of their belongings and as a result are under-insured. Most homeowners policies require you to be insured to the value of...
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The Importance of Spoilage Insurance
What is food spoilage? Food spoilage can be defined as a disagreeable change in a food’s normal state. Food spoilage can be detected by a change in color, a change in texture, an unpleasant odor, or an...
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A Guide to Non-Owned and Hired Automobile Liability Coverage
Sometimes called business auto insurance, commercial auto / hired and non-owned auto insurance policies cover the cars, trucks, vans, and other vehicles you use in the course of business. Commercial...
View ArticleThe Zeiler Mission
Our MissionThe Zeiler Mission is to lead the Independent Insurance Industry by creating an environment in which our employees can thrive, and in turn provide exceptional service to society.About...
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